CNBC sat down with Plaid CEO Zach Perret to talk about 2019 and what he thinks is on the horizon for the new year; about 25 percent of people with bank accounts in the US have connected with Plaid through numerous apps, this is a 13 percent increase from a year ago; for 2019 Zach offered up 11 predictions: One-size-fits-all banking is over, Speed bumps for crypto and stock investing, The rise of fintech debit cards, Companies will ditch advertising to get new customers, More growth in gambling, Make way for Europe, Fintechs get approved as banks, Credit cards under pressure, All eyes on interest rates, Macro Volatility and finally, more fintech. Source.