While the promise of a flood of new products that would create the biggest shake-up in retail banking in decades hasn’t quite yet been fulfilled, the architects of open banking still feel that 2019 will be a “big year” for customers as they prepare to extend the rules’ reach to help them meet those early expectations. Many is the sector feel the open banking bottleneck is due in part to fintechs overhyping the speed at which they would achieve this overhaul to drum up interest from investors, while start-ups have blamed banks for slowing progress by creating unreliable systems. Source.