Technology developer Misys has created P2P lending software for banks allowing them to add another layer to their lending capabilities; the firm is marketing the software to banks as an alternative for traditional lending; the software can integrate with traditional banking technology and allows borrowers to be matched with individual or institutional lenders willing to fund their loans; could affect new structuring of banking partnerships; large partnerships to date have included Spanish banking group Banco Santander with US marketplace lender Kabbage and JPMorgan with OnDeck. Source
