During the week I share the latest p2p lending news on Twitter as it happens. Then every Saturday I take the most interesting news items and blog posts from the past week and share them here.
The future of banking – and why it won’t be determined by banks from Smallbusiness.co.uk – A look at alternative financing in the UK.
P2P Lending: A Love Story (part 3) from LendingMemo – The personal journey of one blogger and investor and how he grew to love p2p lending.
Crowdfunding In Europe: The Top 10 ‘Peer-to-Peer’ Lenders from Forbes – With Zopa and the UK leading the way, here is a European Top 10 list.
1 Year Lending Club Update from Sustainable life blog – This blogger has had some initial defaults resulting in a large drop in his NAR.
Lending Club Return Update 1Q13 from Beating Broke – This blogger is one of the only trading platform only investors to share their returns.
Filtering Loans – Part 2: Avoiding Defaults on Lending Club and Prosper from LendingMemo – Detailed article on ways to find those borrowers who are least likely to default.
Banks shunned as SMEs and investors turn to peer-to-peer finance from RealBusiness (UK) – Research predicts that p2p lending has potential to deliver as much as £12bn in business lending annually in the UK.
From the Lend Academy Forum
The Lend Academy forum is where investors go to discuss p2p lending. Below are some topics that were being discussed this week.
Can more filtering improve upon LC’s expected returns in the long run? – Interesting discussion about filtering strategies and the efficient market concept.
Comparison to available note picking tools – Prompted by the post on P2P Picks a discussion about various note picking strategies.
Folio Folks – Remind me – How much premium can you add to young notes when trying to sell them on Folio?