Buy now pay later startups like Affirm have seen a big boost in activity since the crisis began; “We see demand increase across the board, which suggests that basically everyone in the US is now very attentive to their personal cash flow,” Affirm Founder & CEO Max Levchin told Business Insider; Levchin is confident in the company’s ability to underwrite risk and is looking to expand their product reach; “We feel good and probably on the margin, eying expansion opportunities as opposed to trying to hunker down and just survive by any means necessary,” he said; he believes many of the fintech companies that are struggling will become attractive acquisition targets; the crisis will test their ability to assess risk as the company holds a large percentage of the loans on their balance sheet, “We stand behind them and we feel quite good about our ability to manage risk and to continue running our business the way it is,” said Levchin. Business Insider