Tony Zerucha, Author at Fintech Nexus

·Apr. 14, 2023

How the SVB collapse helps DeFi

The Silicon Valley Bank (SVB) collapse will improve financial system health if it moves systems towards decentralized finance (DeFi). That pulls them away from the single points of failure that caused the most damage over the past few weeks, Paystand CEO Jeremy Almond said.

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Lending

·Apr. 13, 2023

Industry applauds end of SBA SBLC licensing moratorium

The Biden Administration's recent decision to end the Small Business Administration’s (SBA) decades-log moratorium on licensing new lenders opens the doors for community banks and credit unions to meet the needs of underserved communities, industry representatives believe.

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Fintech

·Apr. 7, 2023

How alternative data is driving financial inclusion

The desire for increased financial inclusion is a primary driver behind the increased use of alternative data in lending decisions, a new report from LexisNexis Risk Solutions finds.

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Fintech

·Apr. 6, 2023

Cryptocurrency ownership declining more in some groups than others

While it is no surprise that recent market shenanigans have caused investors to shed their cryptocurrency holdings, some are leaving the asset class more than others. This is among the findings of recent research conducted by the Financial Health Network.

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Payments

·Mar. 31, 2023

Digital payment preferences on the rise: Onbe survey

More consumers prefer digital payments, a trend accelerated by the pandemic, results of a new survey from payments gateway Onbe reveal. The rates of online shopping, mobile wallet usage, apps and P2P payments have also risen.

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Fintech

·Mar. 28, 2023

What makes save now, buy later (SNBL) a winner

Embedded finance and its supporting technology have matured to make save now, buy later (SNBL) a winning option.

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stack of silver coins with trading chart in financial concepts and financial investment business stock growth

Fintech

·Mar. 21, 2023

MoneyLion Q4, ’22 results have Choubey excited for future

A record-setting fourth quarter and full year have MoneyLion cofounder and CEO Dee Choubey excited about what comes next.

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Fintech

·Mar. 20, 2023

Web3 reimagined from the ground up

Web3 is still in its early days, but Gateway.fm is re-envisioning how the industry must proceed if it is to reach mass adoption.

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Fundraising

·Mar. 9, 2023

Blockchain industry teeming with positive investment signs

Look beyond the initial aftereffects of recent market shocks and there are plenty of positive developments happening in blockchain-related industries, the leader of a global investment firm believes.

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