In their fifth biweekly performance report dv01 analyzes the latest performance data for the online lending sector as well as mortgages; they discovered that payment impairments have hit a near term peak in online lending and have actually begun to decline in earnest; total impairments peaked well below the unemployment rate showing that borrowers are continuing to pay their online loans; new payment impairment in the month of May were the lowest since before 2019 and the expected spike at the beginning of the month did not occur. dv01