In the latest issue of their biweekly loan performance report dv01 shares that total impairments in online lending have fallen to 11.4% of the loan book which is a 520 bps decline from April’s peak; over 60% of all COVID-19-modified loans have resumed post-modification payments; total impairments have dropped across income levels and differences in impairments between income levels are close to pre-pandemic levels; dv01 has also noticed some discrepancies in the performance reporting data between their data and other reporting sources resulting in underreported loan modifications and impairments. dv01.