Ernst & Young’s Sean Viergutz sat down with the TearSheet podcast to discuss their Open Banking Opportunity Index; the report benchmarks 10 countries and where they stand on the push towards open banking; the podcast covers where the idea for the report came from; the U.S. comes in at 4 on the list and they cover how that is due to little regulatory pressure; regulation is a key driver behind the push for open banking, though regulation is not always done correctly; other topics discussed include the broader move of all things finance to digital and how adoption is the other side of innovation. Source.