APIs can provide banks a customer-centric transformation for enhanced user experience
The payments landscape is undergoing a significant shift right way with new payments rails gaining more market share. And we have only just begun.
We are seeing the fintech industry shakeout with mergers and acquisitions as well as outright failures. Here are the key challenges facing fintechs today.
The co-founder of DailyPay shares his views on earned wage access, why it is so important, why it is obviously not a loan, and what is next.
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Generative AI has come to lending. This new technology opens up new avenues for success for forward thinking lenders.
The gig economy has been a driving force for the adoption of real-time payments. This is how it is transforming the gig economy.
As the digital economy expands, chargebacks will remain a vital consumer protection tool. The onus is on financial institutions to adapt to this changing landscape, ensuring that chargeback processes are efficient, transparent, and aligned with the evolving needs and expectations of consumers.
The open banking industry in the US had a slow start to life, but is shaping up for an exciting 2024. With the first glimpses of regulator support and increasing demand from merchants, Pay by Bank is set to become a serious alternative to mainstream payment methods in the minds of US consumers.
To really address the racial wealth gap fintech companies need a new mindset. Traditional products, even with a fintech twist, are not making a big enough difference.
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Generative AI is powering fintech modernization with streamlined processes and automated workflows. Transformation teams find the greatest ROI is driven by 4 key adoption trends, especially when supported by an AI-specific risk management strategy.