Harmoney is New Zealand’s first and largest p2p lender, launching in 2014; since then they have built up a loan book of £1 billion; now they are changing directions from the way loans are funded; the company will no longer accept retail investors instead opting to fund the loans themselves; David Stevens, CEO of Harmoney stated, “While a move we make reluctantly, it is necessary to free up resources so that Harmoney can continue to innovate, enhance value and create a better user experience for borrowers.” P2P Finance News