One of the byproducts of the current crisis is governments around the world have started to really think about digital currency; most governments have supported both consumers and small businesses to help them during the pandemic; though doing this efficiently has been a problem, even in the U.S., with millions of Americans waiting on paper checks; when Congress was debating the stimulus bill there was reference to a digital dollar, while it ultimately did not make the bill it did show there was an appetite for such a project; there needs to be a more efficient way for governments to send money to their constituents in times of crisis, whether through a FedAccount or a private sector solution that can act as a gateway for the money to reach who it needs to reach; as David Birch writes in Forbes, “If the need for stimulus payments translates into a stimulus for money with an API, then COVID may well unleash a next generation of creativity in money, payments and banking.” Forbes.