Thiago Piau runs StoneCo Ltd. a company which has been successful in the payments space dominated by Brazil’s largest banks; the success of the company subsequently led to investments from Warren Buffer, Jack Ma and others; now Piau is setting is ambitions higher, looking to offer all bank services to their clients to allow customers to move away from the big banks; services will include everything from insurance to payroll management; last year the company offered merchants loans and digital accounts as they expanded into new areas; Stone doesn’t have plans to become a bank and plans to lean on their existing licenses to offer their products; Stone is currently valued at $12.4 billion and is also a public company. Bloomberg