Neptune Financial is a San Francisco online commercial lender that focuses on businesses with $10 – $100 million in assets; this is Neptune’s first bank partner as HSBC looks to further their growth in the US and capitalize on the inefficiencies in the middle market; Neptune hopes to reach new markets and help clients in the US that have international needs; Neptune will also provide HSBC with market data and analytics; HSBC will provide access to their services, deposit base and more; American Banker provides further details on how the partnership will work. Source