In an interview with Forbes, Lend Academy Founder and LendIt Co-Founder shares his thoughts on what he calls “a learning year” for the online lending industry; topics discussed are platform growth, investor pullback, compliance, competition and the recent SMART Box announcement by the Innovative Lending Platform Association; looking to the future Renton believes some firms will expand into other areas of fintech (like SoFi) while some companies will remain niche lenders; he also believes Blockchain will have a dramatic impact on peer-to-peer loans. Source