Much has been written about machine learning and the impact it will have on the future of finance. But when it comes to credit one of the challenges with implementing machine learning models has been explainability. You have to be able to explain to a rejected borrower why they were denied credit. Our next guest on the Lend Academy Podcast is Douglas Merrill, the CEO and Founder of ZestFinance. Zest is doing unique work in machine learning and they have created some breakthroughs when it comes to explainable AI. They count some of the largest financial institutions in the country as clients. Source