Marketplace provides insight on Goldman Sachs’ new online lending business discussing the culture and variance from the traditional aspects of the investment bank; one reason for the divergence in culture is the company’s focus on building Marcus as a tech startup within the bank; the investment bank’s venture has gained considerable industry attention and also attracted talent from leading technology companies including Facebook and Google; it appears to be well positioned in the market with numerous competitive advantages supported by the legacy bank’s 147 year history. Source