Mastercard has teamed up with Urban FT and the payment services subsidiary of the Independent Community Bankers of America to launch Community Access, a card services program; the program includes setup and compliance, card issuance and fulfillment, instant account opening and cardholder support; the goal is another example of the ICBA looking to help their members compete with larger banks; the ICBA in late 2018 launched a community bank-focused fintech accelerator which gives the startups access to member banks. Source