Recent data shows that 67% of millennials in the UK have used point of sale finance services with 42% being repeat users in recent years; a majority of Generation X are also leveraging buy now, pay later options; some of the options available to consumers come from PayPal Credit, Klarna and Clearpay and the availability of these offerings continues to increase; Payments Cards & Mobile shares more on overall adoption, the types of purchases consumers prefer to use financing for and how consumer preferences are changing when it comes to retailers. Payments Cards & Mobile