Cash usage is declining and the ECB is showing an ongoing commitment to a digital euro. Will cash eventually disappear?
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May will go down as a great month for p2p lending. Lending Club broke yet another record by originating over...
It is becoming increasingly necessary for financial institutions to start thinking outside the box for ways to grow and diversify their loan portfolios.
Being early on the scene and having a unique vision has helped GreenBox carve a solid niche for itself, with 2022 volume expected to surpass $3 billion.
Fraud is a significant challenge for lenders, impacting both operational efficiency and financial stability. Legacy methods for detecting fraud are proving to be inadequate in the face of new techniques, so AI-powered detection is needed.
In Plend's recent Report, solving the ongoing cost of living crisis was considered critical as the situation deteriorates further.
The Quadrata team launched their first major product, a low code Web3 passport for DeFi KYC after they formed less than eight months ago in Aug. 2021.
The financial sector is set to see a shift in the light of proposed data rate rules. The impact on embedded finance may be unexpected.
A comprehensive 380-page document was released that explained the policy and future legislation.
Small business lending is more complicated than consumer lending.
Both have term loans and lines of credit but in small business you also have SBA loans, revenue-based financing, merchant cash advances, venture debt, equipment finance, invoice factoring, asset-based financing and more. This leaves a lot of room for unscrupulous lenders to charge hidden fees on some of these products.