Nigel Morris previously co-founded and served as president and COO of Capital One; Morris is now an VC at QED Investors which he also co-founded; some of his most notable investments include Credit Karma, NuBank and SoFi; in speaking with Business Insider, Morris stated, “I’ve been saying to my friends in the C-suite of the banks: There’s never been a better time to think about acquisition…You’ve got to have a plan. You’ve got to figure out how to integrate things that you want to and manage a very different ecosystem. It’s challenging, but there’s a lot of talent out there in the fintechs that is available in a way that it wasn’t six months ago, and this is a time to lean in.” What is apparent today is that both fintechs and banks need help and they each have something to offer; over are the days of easy money for startups and banks need the technological help from fintechs now more than ever. Business Insider