Over the last year and a half Comptroller of the Currency Joseph Otting has made quite a few changes at the OCC; he sought out to cut $20 million in expenses by the end of 2019; all of the changes center around his vision for the OCC being a single supervisory platform for all banks in 2020; among the changes also include reforms of the Community Reinvestment Act which they hope to release details on this summer; American Banker shares more from an interview with Otting. Source