Sub-Saharan Africa leads the world when it comes to the number of people per capita using mobile money accounts as well as the volume of mobile money transactions; there are more mobile money accounts there than bank accounts; fintech is emerging as the tech enabler of the digital economy; despite this, many are uncertain about the ultimate impact of fintech; the Brookings Institute has three recommendation for getting the most out of fintech in the region; one, there needs to be investment in the power sector to ensure a steady supply of electricity; two, policymakers need to address the slow pace of regulatory changes against the rapid innovation in fintech; policymakers need a forward thinking approach to employment and the kinds of jobs needed for a fintech-enabled future. Source.