In a recent interview, SoFi CEO Mike Cagney stated, “We feel very confident that in 2017 you’ll be able to have a SoFi bank account with a debit and/or credit card.”; further details are not known on how SoFi plans to offer deposit accounts; Cagney stated the company is working on two or three initiatives; back in July Cagney told investors that getting a traditional bank license was not a viable solution; the company may be able to leverage the OCC’s recently announced nonbank fintech charter. Source