Among the many Fintech methods, tools and techniques, AI and blockchain are at the top of the list and represent perhaps the two areas where the U.S. is struggling the most to keep pace. And between the two it is AI that forms the foundation to Fintech and therefore is a technology the U.S. needs to put more of an emphasis on the technology moving forward. All of the major technology companies are heavily invested in AI, but the most important investment portfolios belong to countries which have declared AI as a strategic national objective. Source.
