One of the more unique offerings by some fintechs in the US is earned wage access; the feature aims to cut down on overdrafts and the need for payday loans; Earnt It is a UK startup which is offering a similar service with no interest or penalties; instead users can access money they have earned by paying a small platform fee; Wagestream has a similar offering in the UK though accesses customers through employers; Earnt It was founded by Hasam Silva who most recently helped and grow Paypal’s consumer and business lending unit in PayPal Credit. Cision PR Newswire