The credit facility is being provided from a fund managed by Neuberger Berman; Zero first started last July and intends to use the funds to provide more transparent banking experiences; Zero offers the Zerocard, a cross between a debit card experience with earning cash back like a credit card; the card has no annual fees or foreign transaction fees; The San Francisco Business times shares other recent successes from local fintech companies including Finix, Brex and Figure. Biz Journals